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Hugg & Associates PLLC is a boutique law firm providing client-centered services to individuals and businesses. Our practice focuses on all aspects of elder law, estate planning, asset protection, business succession planning, probate and trust administration. If you are a business owner, in addition to the above services, we are experienced business, real estate, and contract law attorneys.

Wills are critical if you have children


Do you have a Will?  Do you have children?  One of the survey’s most surprising findings was that just 36 percent of those with children under 18 have an end-of-life plan in place.  This is a potentially devastating oversight.

There are two crucial reasons to have a Will when you have minor children.  First, if you and your spouse both die, Wills are generally the only sure way to nominate a guardian to raise your children.  If you fail to do this, family members can fight over who gets custody of your children, or perhaps even worse – maybe no one wants to take your children.  Either way the outcome can be devastating for your children.  Second, if both you and your spouse die and there is no trust set up in your Wills to provide for your children, a guardian will be appointed to oversee the assets of left for the child.  One of the guardian’s duties is to preserve the assets for the child, so conceivably many normal expenditures for your children may not be made.  Further, when the child turns 18, everything that is left is theirs with no strings attached.  Many 18 year-olds, assuming they will one day be rich anyway, will likely spend their inheritance in a less than prudent manner.

Power of Attorney for Health Care – How Important is it Really?

Every adult should have a power of attorney.  Powers of attorney work while you are alive, but are incapacitated.  If you become incapacitated and do not have a power of attorney a guardianship proceeding will likely be required.  Such a process is more complex, time consuming and expensive. The study shows, however, demographic disparities playContinue Reading

Asset Protection Planning – Perils of Doing it on Your Own

Dealing with long term care planning, and especially asset protection planning, is a daunting process. Very complicated state and federal Medicaid laws and regulations present many pitfalls for those who try to engage in the asset protection process on their own without working with a competent elder law attorney.  A 2015 Medicaid case from New JerseyContinue Reading

Social Security and Medicare Part B Increases for 2017

Social Security and Medicare Part B Increases for 2017

Monthly Social Security and Supplemental Security Income (SSI) benefits will increase 0.3 percent in 2017.  The 0.3 percent cost-of-living adjustment (COLA) will begin with benefits payable to more than 60 million Social Security beneficiaries in January 2017.  Increased payments to more than 8 million SSI beneficiaries began on December 30, 2016.  The Social Security ActContinue Reading

A Positive Outlook Can Lead to a Longer, Healthier Life

A positive outlook tends to make life more enjoyable than a negative outlook.  Wallowing in pessimism for most people is not the best way to go.  You could say – generally speaking – that optimists have more fun.  But there’s more to being a positive person than simply enjoying life.  There is now some evidenceContinue Reading

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