Author Archives: John

Same Sex Couples Can File Joint Bankruptcy

As most everyone knows, last year the Supreme Court struck down the Defense of Marriage Act’s prohibition of marriage for same sex couples in United States v. Windsor.  That decision brings a host of federal benefits for married same sex couples.  One such benefit is a married same sex couple can now file a jointContinue Reading

Washington Chapter 13 Debtors May Pay More

If you want to file a chapter 13 to address your debts and make more than the average family in Washington State, the length of your plan will probably last a full 5 years.  If, however, you make less than the average family you can still file a 3 year repayment plan. In a relativelyContinue Reading

12th Man Rejoice!!

The Seahawks finally won the Super Bowl.  As a long time Bothell resident, I was there to celebrate the city’s last World Championship when the Seattle Supersonics won in 1979.  After 35 long years, it feels great to have another World Champion here in Seattle!! Congratulations to the players, coaches and everyone else who workedContinue Reading

Long-Term Care Benefits for Veterans

The Veterans Administration offers a veteran or the surviving spouse of a veteran long term care benefits through its Aid and Attendance program. To receive this benefit, the veteran does not have to have a service-related disability.  If the veteran or surviving spouse needs assistance with the activities of daily living they are eligible forContinue Reading

Medical Bills Worse than Death?

Are medical bills worse than death?  In a survey done last year, nearly half of workers interviewed, aged 40 to 50, feared paying the debt from a critical illness to be worse than death itself.  To deal with the cost of a critical illness suffered, 28% used retirement savings to deal with the cost, 28%Continue Reading