A well thought out estate plan can provide many benefits. Here are just a few: Provide support and financial stability to your spouse, children and grandchildren. Preserve your wealth for later generations. Make sure your wishes are carried out when you can no longer manage your affairs. Support a favorite charity. Distribute assets in a… Continue Reading
Author Archives: John
How To Finance Your Relaxed Retirement
Have you thought about your retirement and long-term care? Are you prepared for the unexpected? The Long-Term Care Financing Collaborative began meeting in 2012 to address the fact that too few people have the resources to pay for long-term care. Currently, there are roughly 10-12 million adults who require long term supports and services (“LTSS”). … Continue Reading
Planning for Disability
Every American is likely to develop a disability in their life, some disabilities will be temporary. Because of this it is important to plan for disability at any age. In 2010, across all age groups, almost one in five people had a disability according to the United States Census and the statistics show that developing… Continue Reading
In State Vs. Out of State Executor
When designating your executor, or personal representative, of your estate you want to choose someone you trust. The best case scenario is to choose someone you trust and lives nearby. If you choose someone who lives out of state they have a few more loops to jump through. First, travel is something they will need… Continue Reading
The Need for Life Insurance
You may not realize it, but life insurance is important once you get married, buy a house with someone or have a child. Most people purchase a term insurance policy which will pay a set amount to the beneficiary if the policy holder dies within the boundaries of the term. If you are a healthy… Continue Reading